Instant Loanin 2 Minutes

Paytm Payments Bank does not provide any loan or credit card on the Paytm App.
Know more.

Loan facility is provided by our Lending partners.

India's quickest multi-purpose loan

No DocumentsNeeded

100% digital
Transparent paperless journey
No sales calls

You’re always in control.

Flexible Loan &Tenure Options

Choose any loan amount from ₹10,000 to ₹5 Lakh and convert it into EMI.

Available24X7

Apply for the loan anytime, anywhere with just your mobile.

Forecloseanytime

Take the loan to fulfill your need and repay the full amount whenever you wish to.

Enhance YourCredit Score

Make timely repayments to improve your credit score and become eligible for higher loan amounts.

2 minutes is allit takes.

Enter PAN Number

Get your Loan Offer

Share Bank Account Details

Yay! It’s done.

Frequently Asked Questions

FAQs

How can I apply?

We are enabling more and more active Paytm customers to avail Quick and easy Personal Loan through Paytm! You can check your loan eligibility by searching for "Personal Loan" on Paytm APP and clicking on the Personal Loan icon.

You must be between 23-60 years of age to be eligible for the loan.

What is the maximum amount I can borrow?

Personal Loan offers start from as low as Rs. 10,000 and upto 3 lakh. The maximum amount can differ from person to person.

What are Details required to apply for personal loan? Is it simple?

Yes, it's simple and application can be completed while sipping Coffee! 1. Start with your KYC and Occupation Details 2. Select Bank Account for Loan Disbursal and EMI Repayment Setup

How is my KYC conducted for Loan through Paytm?

KYC is completed through the below steps 1. Identifying CKYC ID basis PAN, and then downloading the KYC Data from Central KYC Registry (CKYCR). 2. Via Paperless Offline Aadhaar XML You may also be asked to take a selfie during the loan application and other digital checks are performed to ascertain the correctness of your identity. The overall KYC process requires zero documentation and can be finished within few minutes.